CostIndexUSA

Little Rock, AR vs St. Cloud, MN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

AR
Little Rock
89.4
overall index
$1,200/mo rent
More AffordableMN
St. Cloud
87.6
overall index
$1,175/mo rent

St. Cloud is slightly cheaper than Little Rock — 2.0% lower overall cost of living.

To match an $80,000 salary in Little Rock, you would need $78,400 in St. Cloud. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing4.7%
Little Rock
68.3
St. Cloud
65.1
🛒 Groceries+1.9%
Little Rock
93.6
St. Cloud
95.4
🚗 Transportation3.3%
Little Rock
100.1
St. Cloud
96.8
🏥 Healthcare3.2%
Little Rock
90.5
St. Cloud
87.6
Utilities+18.9%
Little Rock
74.6
St. Cloud
88.7

Salary Equivalency Calculator

Enter your current salary in Little Rock to see what you'd need to earn in St. Cloud to maintain the same purchasing power.

$
Equivalent salary in St. Cloud, MN
$78,400
$1,600 less needed in St. Cloud

Formula: salary × (87.6 ÷ 89.4) = salary × 0.9799. Based on BEA Regional Price Parities.

Housing Market

Little Rock, AR

Median Home Price
$222,000
Median Monthly Rent
$1,200
Housing Index
68.3
Price-to-Rent Ratio
15.4×

St. Cloud, MN

Median Home Price
$302,000
Median Monthly Rent
$1,175
Housing Index
65.1
Price-to-Rent Ratio
21.4×

Little Rock has 4.7% lower housing costs compared to St. Cloud.

Income & Job Market

Little Rock, AR

Median Household Income
$66,200
Per Capita Income
$37,700
Unemployment Rate
3.4%
Population
202,591
Top Industries
GovernmentHealthcareRetailFinanceManufacturing

St. Cloud, MN

Median Household Income
$74,000
Per Capita Income
$42,200
Unemployment Rate
3.7%
Population
67,984
Top Industries
HealthcareManufacturingEducationRetailTechnology

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Little Rock, AR
4.6×income-to-rent ratio

78% of income left after rent (median)

St. Cloud, MN
5.2×income-to-rent ratio

81% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.