CostIndexUSA

Louisville, KY vs Napa, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableKY
Louisville
93.1
overall index
$1,350/mo rent
CA
Napa
112.6
overall index
$2,825/mo rent

Louisville is significantly cheaper than Napa — 20.9% lower overall cost of living.

To match an $80,000 salary in Louisville, you would need $96,800 in Napa. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+151.1%
Louisville
78.6
Napa
197.4
🛒 Groceries+9.4%
Louisville
96.2
Napa
105.2
🚗 Transportation+3.6%
Louisville
101.6
Napa
105.3
🏥 Healthcare+3.6%
Louisville
92
Napa
95.3
Utilities+108.7%
Louisville
75
Napa
156.5

Salary Equivalency Calculator

Enter your current salary in Louisville to see what you'd need to earn in Napa to maintain the same purchasing power.

$
Equivalent salary in Napa, CA
$96,800
$16,800 more needed in Napa

Formula: salary × (112.6 ÷ 93.1) = salary × 1.2095. Based on BEA Regional Price Parities.

Housing Market

Louisville, KY

Median Home Price
$270,000
Median Monthly Rent
$1,350
Housing Index
78.6
Price-to-Rent Ratio
16.7×

Napa, CA

Median Home Price
$867,000
Median Monthly Rent
$2,825
Housing Index
197.4
Price-to-Rent Ratio
25.6×

Napa has 151.1% higher housing costs compared to Louisville.

Income & Job Market

Louisville, KY

Median Household Income
$68,900
Per Capita Income
$39,300
Unemployment Rate
4%
Population
633,045
Top Industries
HealthcareManufacturingLogisticsEducationAgriculture

Napa, CA

Median Household Income
$104,700
Per Capita Income
$59,700
Unemployment Rate
3.7%
Population
79,426
Top Industries
WineTourismHealthcareAgricultureRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Louisville, KY
4.3×income-to-rent ratio

76% of income left after rent (median)

Napa, CA
3.1×income-to-rent ratio

68% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.