CostIndexUSA

Louisville, KY vs Rochester, MN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

KY
Louisville
93.1
overall index
$1,350/mo rent
More AffordableMN
Rochester
90.8
overall index
$1,625/mo rent

Rochester is slightly cheaper than Louisville — 2.5% lower overall cost of living.

To match an $80,000 salary in Louisville, you would need $78,000 in Rochester. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing≈ Equal
Louisville
78.6
Rochester
78.6
🛒 Groceries0.8%
Louisville
96.2
Rochester
95.4
🚗 Transportation4.7%
Louisville
101.6
Rochester
96.8
🏥 Healthcare4.8%
Louisville
92
Rochester
87.6
Utilities+16.5%
Louisville
75
Rochester
87.4

Salary Equivalency Calculator

Enter your current salary in Louisville to see what you'd need to earn in Rochester to maintain the same purchasing power.

$
Equivalent salary in Rochester, MN
$78,000
$2,000 less needed in Rochester

Formula: salary × (90.8 ÷ 93.1) = salary × 0.9753. Based on BEA Regional Price Parities.

Housing Market

Louisville, KY

Median Home Price
$270,000
Median Monthly Rent
$1,350
Housing Index
78.6
Price-to-Rent Ratio
16.7×

Rochester, MN

Median Home Price
$324,000
Median Monthly Rent
$1,625
Housing Index
78.6
Price-to-Rent Ratio
16.6×

Income & Job Market

Louisville, KY

Median Household Income
$68,900
Per Capita Income
$39,300
Unemployment Rate
4%
Population
633,045
Top Industries
HealthcareManufacturingLogisticsEducationAgriculture

Rochester, MN

Median Household Income
$85,200
Per Capita Income
$48,600
Unemployment Rate
2.8%
Population
121,395
Top Industries
HealthcareTechnologyEducationManufacturingFinance

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Louisville, KY
4.3×income-to-rent ratio

76% of income left after rent (median)

Rochester, MN
4.4×income-to-rent ratio

77% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.