CostIndexUSA

Louisville, KY vs St. Louis, MO Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableKY
Louisville
93.1
overall index
$1,350/mo rent
MO
St. Louis
95.1
overall index
$1,400/mo rent

Louisville is slightly cheaper than St. Louis — 2.1% lower overall cost of living.

To match an $80,000 salary in Louisville, you would need $81,700 in St. Louis. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing≈ Equal
Louisville
78.6
St. Louis
79
🛒 Groceries+4.0%
Louisville
96.2
St. Louis
100
🚗 Transportation+2.0%
Louisville
101.6
St. Louis
103.6
🏥 Healthcare+1.8%
Louisville
92
St. Louis
93.7
Utilities6.8%
Louisville
75
St. Louis
69.9

Salary Equivalency Calculator

Enter your current salary in Louisville to see what you'd need to earn in St. Louis to maintain the same purchasing power.

$
Equivalent salary in St. Louis, MO
$81,700
$1,700 more needed in St. Louis

Formula: salary × (95.1 ÷ 93.1) = salary × 1.0215. Based on BEA Regional Price Parities.

Housing Market

Louisville, KY

Median Home Price
$270,000
Median Monthly Rent
$1,350
Housing Index
78.6
Price-to-Rent Ratio
16.7×

St. Louis, MO

Median Home Price
$262,000
Median Monthly Rent
$1,400
Housing Index
79
Price-to-Rent Ratio
15.6×

Income & Job Market

Louisville, KY

Median Household Income
$68,900
Per Capita Income
$39,300
Unemployment Rate
4%
Population
633,045
Top Industries
HealthcareManufacturingLogisticsEducationAgriculture

St. Louis, MO

Median Household Income
$78,200
Per Capita Income
$44,600
Unemployment Rate
3.6%
Population
319,294
Top Industries
HealthcareFinanceManufacturingTechnologyEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Louisville, KY
4.3×income-to-rent ratio

76% of income left after rent (median)

St. Louis, MO
4.7×income-to-rent ratio

79% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.