CostIndexUSA

McAllen, TX vs Rancho Cucamonga, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableTX
McAllen
85.9
overall index
$1,100/mo rent
CA
Rancho Cucamonga
106.4
overall index
$2,475/mo rent

McAllen is significantly cheaper than Rancho Cucamonga — 23.9% lower overall cost of living.

To match an $80,000 salary in McAllen, you would need $99,100 in Rancho Cucamonga. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+131.3%
McAllen
55.9
Rancho Cucamonga
129.3
🛒 Groceries+8.1%
McAllen
93.8
Rancho Cucamonga
101.4
🚗 Transportation+5.1%
McAllen
101.1
Rancho Cucamonga
106.3
🏥 Healthcare+5.3%
McAllen
91.4
Rancho Cucamonga
96.2
Utilities+83.0%
McAllen
81.2
Rancho Cucamonga
148.6

Salary Equivalency Calculator

Enter your current salary in McAllen to see what you'd need to earn in Rancho Cucamonga to maintain the same purchasing power.

$
Equivalent salary in Rancho Cucamonga, CA
$99,100
$19,100 more needed in Rancho Cucamonga

Formula: salary × (106.4 ÷ 85.9) = salary × 1.2386. Based on BEA Regional Price Parities.

Housing Market

McAllen, TX

Median Home Price
$188,000
Median Monthly Rent
$1,100
Housing Index
55.9
Price-to-Rent Ratio
14.2×

Rancho Cucamonga, CA

Median Home Price
$576,000
Median Monthly Rent
$2,475
Housing Index
129.3
Price-to-Rent Ratio
19.4×

Rancho Cucamonga has 131.3% higher housing costs compared to McAllen.

Income & Job Market

McAllen, TX

Median Household Income
$53,700
Per Capita Income
$30,600
Unemployment Rate
5.6%
Population
142,212
Top Industries
International TradeHealthcareRetailGovernmentEducation

Rancho Cucamonga, CA

Median Household Income
$87,800
Per Capita Income
$50,000
Unemployment Rate
5.6%
Population
174,453
Top Industries
ManufacturingLogisticsHealthcareRetailFinance

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

McAllen, TX
4.1×income-to-rent ratio

75% of income left after rent (median)

Rancho Cucamonga, CA
3.0×income-to-rent ratio

66% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.