CostIndexUSA

McAllen, TX vs Santa Ana, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableTX
McAllen
85.9
overall index
$1,100/mo rent
CA
Santa Ana
113.6
overall index
$2,550/mo rent

McAllen is dramatically cheaper than Santa Ana — 32.2% lower overall cost of living.

To match an $80,000 salary in McAllen, you would need $105,800 in Santa Ana. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+204.8%
McAllen
55.9
Santa Ana
170.4
🛒 Groceries+13.6%
McAllen
93.8
Santa Ana
106.6
🚗 Transportation+8.4%
McAllen
101.1
Santa Ana
109.6
🏥 Healthcare+8.4%
McAllen
91.4
Santa Ana
99.1
Utilities+95.3%
McAllen
81.2
Santa Ana
158.6

Salary Equivalency Calculator

Enter your current salary in McAllen to see what you'd need to earn in Santa Ana to maintain the same purchasing power.

$
Equivalent salary in Santa Ana, CA
$105,800
$25,800 more needed in Santa Ana

Formula: salary × (113.6 ÷ 85.9) = salary × 1.3225. Based on BEA Regional Price Parities.

Housing Market

McAllen, TX

Median Home Price
$188,000
Median Monthly Rent
$1,100
Housing Index
55.9
Price-to-Rent Ratio
14.2×

Santa Ana, CA

Median Home Price
$565,000
Median Monthly Rent
$2,550
Housing Index
170.4
Price-to-Rent Ratio
18.5×

Santa Ana has 204.8% higher housing costs compared to McAllen.

Income & Job Market

McAllen, TX

Median Household Income
$53,700
Per Capita Income
$30,600
Unemployment Rate
5.6%
Population
142,212
Top Industries
International TradeHealthcareRetailGovernmentEducation

Santa Ana, CA

Median Household Income
$92,000
Per Capita Income
$52,400
Unemployment Rate
5.5%
Population
310,227
Top Industries
HealthcareManufacturingRetailEducationFinance

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

McAllen, TX
4.1×income-to-rent ratio

75% of income left after rent (median)

Santa Ana, CA
3.0×income-to-rent ratio

67% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.