CostIndexUSA

Memphis, TN vs Santa Rosa, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableTN
Memphis
92.2
overall index
$1,425/mo rent
CA
Santa Rosa
107.8
overall index
$2,600/mo rent

Memphis is significantly cheaper than Santa Rosa — 16.9% lower overall cost of living.

To match an $80,000 salary in Memphis, you would need $93,500 in Santa Rosa. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+74.9%
Memphis
79.8
Santa Rosa
139.6
🛒 Groceries+9.4%
Memphis
96.2
Santa Rosa
105.2
🚗 Transportation+5.2%
Memphis
100.1
Santa Rosa
105.3
🏥 Healthcare+5.2%
Memphis
90.6
Santa Rosa
95.3
Utilities+108.9%
Memphis
74.1
Santa Rosa
154.8

Salary Equivalency Calculator

Enter your current salary in Memphis to see what you'd need to earn in Santa Rosa to maintain the same purchasing power.

$
Equivalent salary in Santa Rosa, CA
$93,500
$13,500 more needed in Santa Rosa

Formula: salary × (107.8 ÷ 92.2) = salary × 1.1692. Based on BEA Regional Price Parities.

Housing Market

Memphis, TN

Median Home Price
$238,000
Median Monthly Rent
$1,425
Housing Index
79.8
Price-to-Rent Ratio
13.9×

Santa Rosa, CA

Median Home Price
$770,000
Median Monthly Rent
$2,600
Housing Index
139.6
Price-to-Rent Ratio
24.7×

Santa Rosa has 74.9% higher housing costs compared to Memphis.

Income & Job Market

Memphis, TN

Median Household Income
$64,000
Per Capita Income
$36,500
Unemployment Rate
5.7%
Population
633,104
Top Industries
LogisticsHealthcareManufacturingTourismGovernment

Santa Rosa, CA

Median Household Income
$100,700
Per Capita Income
$57,400
Unemployment Rate
4%
Population
178,127
Top Industries
HealthcareAgricultureTourismTechnologyRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Memphis, TN
3.7×income-to-rent ratio

73% of income left after rent (median)

Santa Rosa, CA
3.2×income-to-rent ratio

69% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.