CostIndexUSA

Merced, CA vs Salt Lake City, UT Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableCA
Merced
98.3
overall index
$1,850/mo rent
UT
Salt Lake City
100.9
overall index
$1,575/mo rent

Merced is slightly cheaper than Salt Lake City — 2.6% lower overall cost of living.

To match an $80,000 salary in Merced, you would need $82,100 in Salt Lake City. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+56.9%
Merced
78.6
Salt Lake City
123.3
🛒 Groceries8.4%
Merced
105.2
Salt Lake City
96.4
🚗 Transportation1.3%
Merced
105.3
Salt Lake City
103.9
🏥 Healthcare1.4%
Merced
95.3
Salt Lake City
94
Utilities50.1%
Merced
158.3
Salt Lake City
79

Salary Equivalency Calculator

Enter your current salary in Merced to see what you'd need to earn in Salt Lake City to maintain the same purchasing power.

$
Equivalent salary in Salt Lake City, UT
$82,100
$2,100 more needed in Salt Lake City

Formula: salary × (100.9 ÷ 98.3) = salary × 1.0264. Based on BEA Regional Price Parities.

Housing Market

Merced, CA

Median Home Price
$410,000
Median Monthly Rent
$1,850
Housing Index
78.6
Price-to-Rent Ratio
18.5×

Salt Lake City, UT

Median Home Price
$554,000
Median Monthly Rent
$1,575
Housing Index
123.3
Price-to-Rent Ratio
29.3×

Salt Lake City has 56.9% higher housing costs compared to Merced.

Income & Job Market

Merced, CA

Median Household Income
$57,600
Per Capita Income
$32,800
Unemployment Rate
9.2%
Population
86,333
Top Industries
AgricultureEducationHealthcareGovernmentLogistics

Salt Lake City, UT

Median Household Income
$94,400
Per Capita Income
$53,800
Unemployment Rate
3.4%
Population
200,567
Top Industries
TechnologyHealthcareFinanceTourismGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Merced, CA
2.6×income-to-rent ratio

61% of income left after rent (median)

Salt Lake City, UT
5.0×income-to-rent ratio

80% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.