CostIndexUSA

Missoula, MT vs Ocala, FL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

MT
Missoula
96.4
overall index
$1,550/mo rent
More AffordableFL
Ocala
95.2
overall index
$1,600/mo rent

Ocala is slightly cheaper than Missoula — 1.2% lower overall cost of living.

To match an $80,000 salary in Missoula, you would need $79,000 in Ocala. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing9.2%
Missoula
94.9
Ocala
86.2
🛒 Groceries≈ Equal
Missoula
96
Ocala
96.2
🚗 Transportation≈ Equal
Missoula
103.7
Ocala
103.8
🏥 Healthcare≈ Equal
Missoula
93.8
Ocala
93.9
Utilities+20.8%
Missoula
72.1
Ocala
87.1

Salary Equivalency Calculator

Enter your current salary in Missoula to see what you'd need to earn in Ocala to maintain the same purchasing power.

$
Equivalent salary in Ocala, FL
$79,000
$1,000 less needed in Ocala

Formula: salary × (95.2 ÷ 96.4) = salary × 0.9876. Based on BEA Regional Price Parities.

Housing Market

Missoula, MT

Median Home Price
$552,000
Median Monthly Rent
$1,550
Housing Index
94.9
Price-to-Rent Ratio
29.7×

Ocala, FL

Median Home Price
$271,000
Median Monthly Rent
$1,600
Housing Index
86.2
Price-to-Rent Ratio
14.1×

Missoula has 9.2% lower housing costs compared to Ocala.

Income & Job Market

Missoula, MT

Median Household Income
$73,300
Per Capita Income
$41,800
Unemployment Rate
2.5%
Population
73,489
Top Industries
EducationHealthcareTourismGovernmentRetail

Ocala, FL

Median Household Income
$58,600
Per Capita Income
$33,400
Unemployment Rate
5.1%
Population
63,591
Top Industries
HealthcareEquestrianManufacturingRetailAgriculture

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Missoula, MT
3.9×income-to-rent ratio

75% of income left after rent (median)

Ocala, FL
3.1×income-to-rent ratio

67% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.