CostIndexUSA

Mobile, AL vs Ocala, FL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableAL
Mobile
88.1
overall index
$1,250/mo rent
FL
Ocala
95.2
overall index
$1,600/mo rent

Mobile is moderately cheaper than Ocala — 8.1% lower overall cost of living.

To match an $80,000 salary in Mobile, you would need $86,400 in Ocala. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+43.4%
Mobile
60.1
Ocala
86.2
🛒 Groceries≈ Equal
Mobile
96.4
Ocala
96.2
🚗 Transportation+2.3%
Mobile
101.5
Ocala
103.8
🏥 Healthcare+2.2%
Mobile
91.9
Ocala
93.9
Utilities+3.4%
Mobile
84.2
Ocala
87.1

Salary Equivalency Calculator

Enter your current salary in Mobile to see what you'd need to earn in Ocala to maintain the same purchasing power.

$
Equivalent salary in Ocala, FL
$86,400
$6,400 more needed in Ocala

Formula: salary × (95.2 ÷ 88.1) = salary × 1.0806. Based on BEA Regional Price Parities.

Housing Market

Mobile, AL

Median Home Price
$187,000
Median Monthly Rent
$1,250
Housing Index
60.1
Price-to-Rent Ratio
12.5×

Ocala, FL

Median Home Price
$271,000
Median Monthly Rent
$1,600
Housing Index
86.2
Price-to-Rent Ratio
14.1×

Ocala has 43.4% higher housing costs compared to Mobile.

Income & Job Market

Mobile, AL

Median Household Income
$55,400
Per Capita Income
$31,600
Unemployment Rate
3.1%
Population
187,041
Top Industries
HealthcareManufacturingLogisticsMilitaryAerospace

Ocala, FL

Median Household Income
$58,600
Per Capita Income
$33,400
Unemployment Rate
5.1%
Population
63,591
Top Industries
HealthcareEquestrianManufacturingRetailAgriculture

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Mobile, AL
3.7×income-to-rent ratio

73% of income left after rent (median)

Ocala, FL
3.1×income-to-rent ratio

67% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.