CostIndexUSA

Modesto, CA vs Washington, DC Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableCA
Modesto
104.1
overall index
$2,100/mo rent
DC
Washington
108.9
overall index
$2,325/mo rent

Modesto is slightly cheaper than Washington — 4.6% lower overall cost of living.

To match an $80,000 salary in Modesto, you would need $83,700 in Washington. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+39.3%
Modesto
108.5
Washington
151.1
🛒 Groceries≈ Equal
Modesto
105.2
Washington
104.8
🚗 Transportation+2.0%
Modesto
105.3
Washington
107.4
🏥 Healthcare+2.0%
Modesto
95.3
Washington
97.2
Utilities29.9%
Modesto
152.3
Washington
106.7

Salary Equivalency Calculator

Enter your current salary in Modesto to see what you'd need to earn in Washington to maintain the same purchasing power.

$
Equivalent salary in Washington, DC
$83,700
$3,700 more needed in Washington

Formula: salary × (108.9 ÷ 104.1) = salary × 1.0461. Based on BEA Regional Price Parities.

Housing Market

Modesto, CA

Median Home Price
$457,000
Median Monthly Rent
$2,100
Housing Index
108.5
Price-to-Rent Ratio
18.1×

Washington, DC

Median Home Price
$567,000
Median Monthly Rent
$2,325
Housing Index
151.1
Price-to-Rent Ratio
20.3×

Washington has 39.3% higher housing costs compared to Modesto.

Income & Job Market

Modesto, CA

Median Household Income
$82,800
Per Capita Income
$47,200
Unemployment Rate
6.6%
Population
218,464
Top Industries
AgricultureHealthcareManufacturingRetailEducation

Washington, DC

Median Household Income
$121,500
Per Capita Income
$69,300
Unemployment Rate
4%
Population
689,545
Top Industries
GovernmentFinanceTechnologyHealthcareDefense

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Modesto, CA
3.3×income-to-rent ratio

70% of income left after rent (median)

Washington, DC
4.4×income-to-rent ratio

77% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.