CostIndexUSA

Mount Vernon, WA vs Santa Cruz, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableWA
Mount Vernon
102.4
overall index
$2,125/mo rent
CA
Santa Cruz
109.9
overall index
$3,425/mo rent

Mount Vernon is moderately cheaper than Santa Cruz — 7.3% lower overall cost of living.

To match an $80,000 salary in Mount Vernon, you would need $85,900 in Santa Cruz. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+51.8%
Mount Vernon
108.2
Santa Cruz
164.3
🛒 Groceries≈ Equal
Mount Vernon
105
Santa Cruz
105.2
🚗 Transportation+0.9%
Mount Vernon
104.4
Santa Cruz
105.3
🏥 Healthcare+0.8%
Mount Vernon
94.5
Santa Cruz
95.3
Utilities+59.1%
Mount Vernon
96
Santa Cruz
152.7

Salary Equivalency Calculator

Enter your current salary in Mount Vernon to see what you'd need to earn in Santa Cruz to maintain the same purchasing power.

$
Equivalent salary in Santa Cruz, CA
$85,900
$5,900 more needed in Santa Cruz

Formula: salary × (109.9 ÷ 102.4) = salary × 1.0732. Based on BEA Regional Price Parities.

Housing Market

Mount Vernon, WA

Median Home Price
$567,000
Median Monthly Rent
$2,125
Housing Index
108.2
Price-to-Rent Ratio
22.2×

Santa Cruz, CA

Median Home Price
$1,091,000
Median Monthly Rent
$3,425
Housing Index
164.3
Price-to-Rent Ratio
26.5×

Santa Cruz has 51.8% higher housing costs compared to Mount Vernon.

Income & Job Market

Mount Vernon, WA

Median Household Income
$91,200
Per Capita Income
$52,000
Unemployment Rate
4.4%
Population
36,727
Top Industries
AgricultureHealthcareManufacturingRetailTourism

Santa Cruz, CA

Median Household Income
$105,600
Per Capita Income
$60,200
Unemployment Rate
5.8%
Population
64,725
Top Industries
EducationTechnologyTourismAgricultureHealthcare

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Mount Vernon, WA
3.6×income-to-rent ratio

72% of income left after rent (median)

Santa Cruz, CA
2.6×income-to-rent ratio

61% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.