CostIndexUSA

Napa, CA vs Oxnard, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
Napa
112.6
overall index
$2,825/mo rent
More AffordableCA
Oxnard
110.5
overall index
$2,975/mo rent

Oxnard is slightly cheaper than Napa — 1.9% lower overall cost of living.

To match an $80,000 salary in Napa, you would need $78,500 in Oxnard. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing13.3%
Napa
197.4
Oxnard
171.1
🛒 Groceries≈ Equal
Napa
105.2
Oxnard
105.2
🚗 Transportation≈ Equal
Napa
105.3
Oxnard
105.3
🏥 Healthcare≈ Equal
Napa
95.3
Oxnard
95.3
Utilities2.3%
Napa
156.5
Oxnard
152.9

Salary Equivalency Calculator

Enter your current salary in Napa to see what you'd need to earn in Oxnard to maintain the same purchasing power.

$
Equivalent salary in Oxnard, CA
$78,500
$1,500 less needed in Oxnard

Formula: salary × (110.5 ÷ 112.6) = salary × 0.9813. Based on BEA Regional Price Parities.

Housing Market

Napa, CA

Median Home Price
$867,000
Median Monthly Rent
$2,825
Housing Index
197.4
Price-to-Rent Ratio
25.6×

Oxnard, CA

Median Home Price
$862,000
Median Monthly Rent
$2,975
Housing Index
171.1
Price-to-Rent Ratio
24.1×

Napa has 13.3% lower housing costs compared to Oxnard.

Income & Job Market

Napa, CA

Median Household Income
$104,700
Per Capita Income
$59,700
Unemployment Rate
3.7%
Population
79,426
Top Industries
WineTourismHealthcareAgricultureRetail

Oxnard, CA

Median Household Income
$107,700
Per Capita Income
$61,400
Unemployment Rate
5.3%
Population
202,063
Top Industries
AgricultureHealthcareManufacturingMilitaryRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Napa, CA
3.1×income-to-rent ratio

68% of income left after rent (median)

Oxnard, CA
3.0×income-to-rent ratio

67% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.