CostIndexUSA

Napa, CA vs Richmond, VA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
Napa
112.6
overall index
$2,825/mo rent
More AffordableVA
Richmond
97.9
overall index
$1,650/mo rent

Richmond is moderately cheaper than Napa — 13.1% lower overall cost of living.

To match an $80,000 salary in Napa, you would need $69,600 in Richmond. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing49.8%
Napa
197.4
Richmond
99.1
🛒 Groceries8.0%
Napa
105.2
Richmond
96.8
🚗 Transportation1.7%
Napa
105.3
Richmond
103.5
🏥 Healthcare1.7%
Napa
95.3
Richmond
93.7
Utilities43.0%
Napa
156.5
Richmond
89.2

Salary Equivalency Calculator

Enter your current salary in Napa to see what you'd need to earn in Richmond to maintain the same purchasing power.

$
Equivalent salary in Richmond, VA
$69,600
$10,400 less needed in Richmond

Formula: salary × (97.9 ÷ 112.6) = salary × 0.8694. Based on BEA Regional Price Parities.

Housing Market

Napa, CA

Median Home Price
$867,000
Median Monthly Rent
$2,825
Housing Index
197.4
Price-to-Rent Ratio
25.6×

Richmond, VA

Median Home Price
$381,000
Median Monthly Rent
$1,650
Housing Index
99.1
Price-to-Rent Ratio
19.2×

Napa has 49.8% lower housing costs compared to Richmond.

Income & Job Market

Napa, CA

Median Household Income
$104,700
Per Capita Income
$59,700
Unemployment Rate
3.7%
Population
79,426
Top Industries
WineTourismHealthcareAgricultureRetail

Richmond, VA

Median Household Income
$84,300
Per Capita Income
$48,100
Unemployment Rate
3.9%
Population
226,610
Top Industries
FinanceHealthcareGovernmentManufacturingEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Napa, CA
3.1×income-to-rent ratio

68% of income left after rent (median)

Richmond, VA
4.3×income-to-rent ratio

77% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.