CostIndexUSA

Napa, CA vs Springfield, MO Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
Napa
112.6
overall index
$2,825/mo rent
More AffordableMO
Springfield
88.6
overall index
$1,275/mo rent

Springfield is significantly cheaper than Napa — 21.3% lower overall cost of living.

To match an $80,000 salary in Napa, you would need $63,000 in Springfield. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing66.8%
Napa
197.4
Springfield
65.6
🛒 Groceries10.5%
Napa
105.2
Springfield
94.2
🚗 Transportation7.2%
Napa
105.3
Springfield
97.7
🏥 Healthcare7.2%
Napa
95.3
Springfield
88.4
Utilities45.2%
Napa
156.5
Springfield
85.8

Salary Equivalency Calculator

Enter your current salary in Napa to see what you'd need to earn in Springfield to maintain the same purchasing power.

$
Equivalent salary in Springfield, MO
$63,000
$17,000 less needed in Springfield

Formula: salary × (88.6 ÷ 112.6) = salary × 0.7869. Based on BEA Regional Price Parities.

Housing Market

Napa, CA

Median Home Price
$867,000
Median Monthly Rent
$2,825
Housing Index
197.4
Price-to-Rent Ratio
25.6×

Springfield, MO

Median Home Price
$260,000
Median Monthly Rent
$1,275
Housing Index
65.6
Price-to-Rent Ratio
17.0×

Napa has 66.8% lower housing costs compared to Springfield.

Income & Job Market

Napa, CA

Median Household Income
$104,700
Per Capita Income
$59,700
Unemployment Rate
3.7%
Population
79,426
Top Industries
WineTourismHealthcareAgricultureRetail

Springfield, MO

Median Household Income
$62,900
Per Capita Income
$35,900
Unemployment Rate
2.9%
Population
167,882
Top Industries
HealthcareEducationManufacturingRetailFinance

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Napa, CA
3.1×income-to-rent ratio

68% of income left after rent (median)

Springfield, MO
4.1×income-to-rent ratio

76% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.