CostIndexUSA

Ocala, FL vs Waterbury, CT Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableFL
Ocala
95.2
overall index
$1,600/mo rent
CT
Waterbury
99.8
overall index
$1,325/mo rent

Ocala is slightly cheaper than Waterbury — 4.8% lower overall cost of living.

To match an $80,000 salary in Ocala, you would need $83,900 in Waterbury. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+3.4%
Ocala
86.2
Waterbury
89.1
🛒 Groceries+1.1%
Ocala
96.2
Waterbury
97.3
🚗 Transportation+3.9%
Ocala
103.8
Waterbury
107.8
🏥 Healthcare+3.8%
Ocala
93.9
Waterbury
97.5
Utilities+69.5%
Ocala
87.1
Waterbury
147.6

Salary Equivalency Calculator

Enter your current salary in Ocala to see what you'd need to earn in Waterbury to maintain the same purchasing power.

$
Equivalent salary in Waterbury, CT
$83,900
$3,900 more needed in Waterbury

Formula: salary × (99.8 ÷ 95.2) = salary × 1.0483. Based on BEA Regional Price Parities.

Housing Market

Ocala, FL

Median Home Price
$271,000
Median Monthly Rent
$1,600
Housing Index
86.2
Price-to-Rent Ratio
14.1×

Waterbury, CT

Median Home Price
$420,000
Median Monthly Rent
$1,325
Housing Index
89.1
Price-to-Rent Ratio
26.4×

Waterbury has 3.4% higher housing costs compared to Ocala.

Income & Job Market

Ocala, FL

Median Household Income
$58,600
Per Capita Income
$33,400
Unemployment Rate
5.1%
Population
63,591
Top Industries
HealthcareEquestrianManufacturingRetailAgriculture

Waterbury, CT

Median Household Income
$81,300
Per Capita Income
$46,300
Unemployment Rate
5.3%
Population
114,403
Top Industries
HealthcareManufacturingFinanceEducationGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Ocala, FL
3.1×income-to-rent ratio

67% of income left after rent (median)

Waterbury, CT
5.1×income-to-rent ratio

80% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.