CostIndexUSA

Oklahoma City, OK vs St. Cloud, MN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

OK
Oklahoma City
90.4
overall index
$1,350/mo rent
More AffordableMN
St. Cloud
87.6
overall index
$1,175/mo rent

St. Cloud is slightly cheaper than Oklahoma City — 3.1% lower overall cost of living.

To match an $80,000 salary in Oklahoma City, you would need $77,500 in St. Cloud. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing11.9%
Oklahoma City
73.9
St. Cloud
65.1
🛒 Groceries+1.7%
Oklahoma City
93.8
St. Cloud
95.4
🚗 Transportation3.4%
Oklahoma City
100.2
St. Cloud
96.8
🏥 Healthcare3.4%
Oklahoma City
90.7
St. Cloud
87.6
Utilities+19.7%
Oklahoma City
74.1
St. Cloud
88.7

Salary Equivalency Calculator

Enter your current salary in Oklahoma City to see what you'd need to earn in St. Cloud to maintain the same purchasing power.

$
Equivalent salary in St. Cloud, MN
$77,500
$2,500 less needed in St. Cloud

Formula: salary × (87.6 ÷ 90.4) = salary × 0.9690. Based on BEA Regional Price Parities.

Housing Market

Oklahoma City, OK

Median Home Price
$239,000
Median Monthly Rent
$1,350
Housing Index
73.9
Price-to-Rent Ratio
14.8×

St. Cloud, MN

Median Home Price
$302,000
Median Monthly Rent
$1,175
Housing Index
65.1
Price-to-Rent Ratio
21.4×

Oklahoma City has 11.9% lower housing costs compared to St. Cloud.

Income & Job Market

Oklahoma City, OK

Median Household Income
$69,900
Per Capita Income
$39,800
Unemployment Rate
4.5%
Population
681,054
Top Industries
EnergyGovernmentHealthcareAgricultureAerospace

St. Cloud, MN

Median Household Income
$74,000
Per Capita Income
$42,200
Unemployment Rate
3.7%
Population
67,984
Top Industries
HealthcareManufacturingEducationRetailTechnology

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Oklahoma City, OK
4.3×income-to-rent ratio

77% of income left after rent (median)

St. Cloud, MN
5.2×income-to-rent ratio

81% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.