CostIndexUSA

Olympia, WA vs Reading, PA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

WA
Olympia
103.7
overall index
$2,025/mo rent
More AffordablePA
Reading
97.1
overall index
$1,400/mo rent

Reading is moderately cheaper than Olympia — 6.4% lower overall cost of living.

To match an $80,000 salary in Olympia, you would need $74,900 in Reading. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing26.8%
Olympia
116.7
Reading
85.4
🛒 Groceries4.1%
Olympia
105
Reading
100.7
🚗 Transportation1.7%
Olympia
104.4
Reading
102.6
🏥 Healthcare1.8%
Olympia
94.5
Reading
92.8
Utilities+18.0%
Olympia
91.7
Reading
108.2

Salary Equivalency Calculator

Enter your current salary in Olympia to see what you'd need to earn in Reading to maintain the same purchasing power.

$
Equivalent salary in Reading, PA
$74,900
$5,100 less needed in Reading

Formula: salary × (97.1 ÷ 103.7) = salary × 0.9364. Based on BEA Regional Price Parities.

Housing Market

Olympia, WA

Median Home Price
$518,000
Median Monthly Rent
$2,025
Housing Index
116.7
Price-to-Rent Ratio
21.3×

Reading, PA

Median Home Price
$299,000
Median Monthly Rent
$1,400
Housing Index
85.4
Price-to-Rent Ratio
17.8×

Olympia has 26.8% lower housing costs compared to Reading.

Income & Job Market

Olympia, WA

Median Household Income
$93,200
Per Capita Income
$53,100
Unemployment Rate
4.1%
Population
53,532
Top Industries
GovernmentHealthcareEducationRetailManufacturing

Reading, PA

Median Household Income
$75,700
Per Capita Income
$43,100
Unemployment Rate
5%
Population
95,112
Top Industries
HealthcareManufacturingRetailEducationLogistics

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Olympia, WA
3.8×income-to-rent ratio

74% of income left after rent (median)

Reading, PA
4.5×income-to-rent ratio

78% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.