CostIndexUSA

Oxnard, CA vs Toledo, OH Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
Oxnard
110.5
overall index
$2,975/mo rent
More AffordableOH
Toledo
91.5
overall index
$1,150/mo rent

Toledo is significantly cheaper than Oxnard — 17.2% lower overall cost of living.

To match an $80,000 salary in Oxnard, you would need $66,200 in Toledo. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing60.7%
Oxnard
171.1
Toledo
67.3
🛒 Groceries11.0%
Oxnard
105.2
Toledo
93.6
🚗 Transportation1.3%
Oxnard
105.3
Toledo
103.9
🏥 Healthcare1.4%
Oxnard
95.3
Toledo
94
Utilities37.0%
Oxnard
152.9
Toledo
96.3

Salary Equivalency Calculator

Enter your current salary in Oxnard to see what you'd need to earn in Toledo to maintain the same purchasing power.

$
Equivalent salary in Toledo, OH
$66,200
$13,800 less needed in Toledo

Formula: salary × (91.5 ÷ 110.5) = salary × 0.8281. Based on BEA Regional Price Parities.

Housing Market

Oxnard, CA

Median Home Price
$862,000
Median Monthly Rent
$2,975
Housing Index
171.1
Price-to-Rent Ratio
24.1×

Toledo, OH

Median Home Price
$190,000
Median Monthly Rent
$1,150
Housing Index
67.3
Price-to-Rent Ratio
13.8×

Oxnard has 60.7% lower housing costs compared to Toledo.

Income & Job Market

Oxnard, CA

Median Household Income
$107,700
Per Capita Income
$61,400
Unemployment Rate
5.3%
Population
202,063
Top Industries
AgricultureHealthcareManufacturingMilitaryRetail

Toledo, OH

Median Household Income
$63,100
Per Capita Income
$36,000
Unemployment Rate
5.1%
Population
270,871
Top Industries
ManufacturingHealthcareGovernmentRetailEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Oxnard, CA
3.0×income-to-rent ratio

67% of income left after rent (median)

Toledo, OH
4.6×income-to-rent ratio

78% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.