CostIndexUSA

Portland, ME vs Santa Cruz, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableME
Portland
101.9
overall index
$2,200/mo rent
CA
Santa Cruz
109.9
overall index
$3,425/mo rent

Portland is moderately cheaper than Santa Cruz — 7.9% lower overall cost of living.

To match an $80,000 salary in Portland, you would need $86,300 in Santa Cruz. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+56.2%
Portland
105.2
Santa Cruz
164.3
🛒 Groceries+8.2%
Portland
97.2
Santa Cruz
105.2
🚗 Transportation2.9%
Portland
108.4
Santa Cruz
105.3
🏥 Healthcare2.8%
Portland
98
Santa Cruz
95.3
Utilities+13.4%
Portland
134.6
Santa Cruz
152.7

Salary Equivalency Calculator

Enter your current salary in Portland to see what you'd need to earn in Santa Cruz to maintain the same purchasing power.

$
Equivalent salary in Santa Cruz, CA
$86,300
$6,300 more needed in Santa Cruz

Formula: salary × (109.9 ÷ 101.9) = salary × 1.0785. Based on BEA Regional Price Parities.

Housing Market

Portland, ME

Median Home Price
$516,000
Median Monthly Rent
$2,200
Housing Index
105.2
Price-to-Rent Ratio
19.5×

Santa Cruz, CA

Median Home Price
$1,091,000
Median Monthly Rent
$3,425
Housing Index
164.3
Price-to-Rent Ratio
26.5×

Santa Cruz has 56.2% higher housing costs compared to Portland.

Income & Job Market

Portland, ME

Median Household Income
$92,100
Per Capita Income
$52,500
Unemployment Rate
2.4%
Population
68,408
Top Industries
HealthcareEducationTourismFinanceTechnology

Santa Cruz, CA

Median Household Income
$105,600
Per Capita Income
$60,200
Unemployment Rate
5.8%
Population
64,725
Top Industries
EducationTechnologyTourismAgricultureHealthcare

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Portland, ME
3.5×income-to-rent ratio

71% of income left after rent (median)

Santa Cruz, CA
2.6×income-to-rent ratio

61% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.