CostIndexUSA

Rancho Cucamonga, CA vs St. Cloud, MN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
Rancho Cucamonga
106.4
overall index
$2,475/mo rent
More AffordableMN
St. Cloud
87.6
overall index
$1,175/mo rent

St. Cloud is significantly cheaper than Rancho Cucamonga — 17.7% lower overall cost of living.

To match an $80,000 salary in Rancho Cucamonga, you would need $65,900 in St. Cloud. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing49.7%
Rancho Cucamonga
129.3
St. Cloud
65.1
🛒 Groceries5.9%
Rancho Cucamonga
101.4
St. Cloud
95.4
🚗 Transportation8.9%
Rancho Cucamonga
106.3
St. Cloud
96.8
🏥 Healthcare8.9%
Rancho Cucamonga
96.2
St. Cloud
87.6
Utilities40.3%
Rancho Cucamonga
148.6
St. Cloud
88.7

Salary Equivalency Calculator

Enter your current salary in Rancho Cucamonga to see what you'd need to earn in St. Cloud to maintain the same purchasing power.

$
Equivalent salary in St. Cloud, MN
$65,900
$14,100 less needed in St. Cloud

Formula: salary × (87.6 ÷ 106.4) = salary × 0.8233. Based on BEA Regional Price Parities.

Housing Market

Rancho Cucamonga, CA

Median Home Price
$576,000
Median Monthly Rent
$2,475
Housing Index
129.3
Price-to-Rent Ratio
19.4×

St. Cloud, MN

Median Home Price
$302,000
Median Monthly Rent
$1,175
Housing Index
65.1
Price-to-Rent Ratio
21.4×

Rancho Cucamonga has 49.7% lower housing costs compared to St. Cloud.

Income & Job Market

Rancho Cucamonga, CA

Median Household Income
$87,800
Per Capita Income
$50,000
Unemployment Rate
5.6%
Population
174,453
Top Industries
ManufacturingLogisticsHealthcareRetailFinance

St. Cloud, MN

Median Household Income
$74,000
Per Capita Income
$42,200
Unemployment Rate
3.7%
Population
67,984
Top Industries
HealthcareManufacturingEducationRetailTechnology

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Rancho Cucamonga, CA
3.0×income-to-rent ratio

66% of income left after rent (median)

St. Cloud, MN
5.2×income-to-rent ratio

81% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.