CostIndexUSA

Reno, NV vs St. Cloud, MN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

NV
Reno
101
overall index
$1,900/mo rent
More AffordableMN
St. Cloud
87.6
overall index
$1,175/mo rent

St. Cloud is moderately cheaper than Reno — 13.3% lower overall cost of living.

To match an $80,000 salary in Reno, you would need $69,400 in St. Cloud. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing47.3%
Reno
123.5
St. Cloud
65.1
🛒 Groceries0.9%
Reno
96.3
St. Cloud
95.4
🚗 Transportation6.7%
Reno
103.7
St. Cloud
96.8
🏥 Healthcare6.6%
Reno
93.8
St. Cloud
87.6
Utilities0.7%
Reno
89.3
St. Cloud
88.7

Salary Equivalency Calculator

Enter your current salary in Reno to see what you'd need to earn in St. Cloud to maintain the same purchasing power.

$
Equivalent salary in St. Cloud, MN
$69,400
$10,600 less needed in St. Cloud

Formula: salary × (87.6 ÷ 101) = salary × 0.8673. Based on BEA Regional Price Parities.

Housing Market

Reno, NV

Median Home Price
$551,000
Median Monthly Rent
$1,900
Housing Index
123.5
Price-to-Rent Ratio
24.2×

St. Cloud, MN

Median Home Price
$302,000
Median Monthly Rent
$1,175
Housing Index
65.1
Price-to-Rent Ratio
21.4×

Reno has 47.3% lower housing costs compared to St. Cloud.

Income & Job Market

Reno, NV

Median Household Income
$83,800
Per Capita Income
$47,800
Unemployment Rate
3.8%
Population
264,165
Top Industries
GamingHealthcareManufacturingTechnologyLogistics

St. Cloud, MN

Median Household Income
$74,000
Per Capita Income
$42,200
Unemployment Rate
3.7%
Population
67,984
Top Industries
HealthcareManufacturingEducationRetailTechnology

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Reno, NV
3.7×income-to-rent ratio

73% of income left after rent (median)

St. Cloud, MN
5.2×income-to-rent ratio

81% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.