CostIndexUSA

Salt Lake City, UT vs Santa Cruz, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableUT
Salt Lake City
100.9
overall index
$1,575/mo rent
CA
Santa Cruz
109.9
overall index
$3,425/mo rent

Salt Lake City is moderately cheaper than Santa Cruz — 8.9% lower overall cost of living.

To match an $80,000 salary in Salt Lake City, you would need $87,100 in Santa Cruz. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+33.3%
Salt Lake City
123.3
Santa Cruz
164.3
🛒 Groceries+9.1%
Salt Lake City
96.4
Santa Cruz
105.2
🚗 Transportation+1.3%
Salt Lake City
103.9
Santa Cruz
105.3
🏥 Healthcare+1.4%
Salt Lake City
94
Santa Cruz
95.3
Utilities+93.3%
Salt Lake City
79
Santa Cruz
152.7

Salary Equivalency Calculator

Enter your current salary in Salt Lake City to see what you'd need to earn in Santa Cruz to maintain the same purchasing power.

$
Equivalent salary in Santa Cruz, CA
$87,100
$7,100 more needed in Santa Cruz

Formula: salary × (109.9 ÷ 100.9) = salary × 1.0892. Based on BEA Regional Price Parities.

Housing Market

Salt Lake City, UT

Median Home Price
$554,000
Median Monthly Rent
$1,575
Housing Index
123.3
Price-to-Rent Ratio
29.3×

Santa Cruz, CA

Median Home Price
$1,091,000
Median Monthly Rent
$3,425
Housing Index
164.3
Price-to-Rent Ratio
26.5×

Santa Cruz has 33.3% higher housing costs compared to Salt Lake City.

Income & Job Market

Salt Lake City, UT

Median Household Income
$94,400
Per Capita Income
$53,800
Unemployment Rate
3.4%
Population
200,567
Top Industries
TechnologyHealthcareFinanceTourismGovernment

Santa Cruz, CA

Median Household Income
$105,600
Per Capita Income
$60,200
Unemployment Rate
5.8%
Population
64,725
Top Industries
EducationTechnologyTourismAgricultureHealthcare

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Salt Lake City, UT
5.0×income-to-rent ratio

80% of income left after rent (median)

Santa Cruz, CA
2.6×income-to-rent ratio

61% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.