CostIndexUSA

San Jose, CA vs Santa Rosa, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
San Jose
110.4
overall index
$3,400/mo rent
More AffordableCA
Santa Rosa
107.8
overall index
$2,600/mo rent

Santa Rosa is slightly cheaper than San Jose — 2.4% lower overall cost of living.

To match an $80,000 salary in San Jose, you would need $78,100 in Santa Rosa. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing34.1%
San Jose
211.9
Santa Rosa
139.6
🛒 Groceries≈ Equal
San Jose
105.2
Santa Rosa
105.2
🚗 Transportation≈ Equal
San Jose
105.3
Santa Rosa
105.3
🏥 Healthcare≈ Equal
San Jose
95.3
Santa Rosa
95.3
Utilities1.2%
San Jose
156.7
Santa Rosa
154.8

Salary Equivalency Calculator

Enter your current salary in San Jose to see what you'd need to earn in Santa Rosa to maintain the same purchasing power.

$
Equivalent salary in Santa Rosa, CA
$78,100
$1,900 less needed in Santa Rosa

Formula: salary × (107.8 ÷ 110.4) = salary × 0.9764. Based on BEA Regional Price Parities.

Housing Market

San Jose, CA

Median Home Price
$1,569,000
Median Monthly Rent
$3,400
Housing Index
211.9
Price-to-Rent Ratio
38.5×

Santa Rosa, CA

Median Home Price
$770,000
Median Monthly Rent
$2,600
Housing Index
139.6
Price-to-Rent Ratio
24.7×

San Jose has 34.1% lower housing costs compared to Santa Rosa.

Income & Job Market

San Jose, CA

Median Household Income
$153,200
Per Capita Income
$87,300
Unemployment Rate
4.2%
Population
1,013,240
Top Industries
TechnologySemiconductorsSoftwareHealthcareFinance

Santa Rosa, CA

Median Household Income
$100,700
Per Capita Income
$57,400
Unemployment Rate
4%
Population
178,127
Top Industries
HealthcareAgricultureTourismTechnologyRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

San Jose, CA
3.8×income-to-rent ratio

73% of income left after rent (median)

Santa Rosa, CA
3.2×income-to-rent ratio

69% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.