CostIndexUSA

Santa Cruz, CA vs Syracuse, NY Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
Santa Cruz
109.9
overall index
$3,425/mo rent
More AffordableNY
Syracuse
95.7
overall index
$1,575/mo rent

Syracuse is moderately cheaper than Santa Cruz — 12.9% lower overall cost of living.

To match an $80,000 salary in Santa Cruz, you would need $69,700 in Syracuse. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing50.9%
Santa Cruz
164.3
Syracuse
80.7
🛒 Groceries5.2%
Santa Cruz
105.2
Syracuse
99.7
🚗 Transportation2.6%
Santa Cruz
105.3
Syracuse
102.6
🏥 Healthcare2.5%
Santa Cruz
95.3
Syracuse
92.9
Utilities12.6%
Santa Cruz
152.7
Syracuse
133.4

Salary Equivalency Calculator

Enter your current salary in Santa Cruz to see what you'd need to earn in Syracuse to maintain the same purchasing power.

$
Equivalent salary in Syracuse, NY
$69,700
$10,300 less needed in Syracuse

Formula: salary × (95.7 ÷ 109.9) = salary × 0.8708. Based on BEA Regional Price Parities.

Housing Market

Santa Cruz, CA

Median Home Price
$1,091,000
Median Monthly Rent
$3,425
Housing Index
164.3
Price-to-Rent Ratio
26.5×

Syracuse, NY

Median Home Price
$245,000
Median Monthly Rent
$1,575
Housing Index
80.7
Price-to-Rent Ratio
13.0×

Santa Cruz has 50.9% lower housing costs compared to Syracuse.

Income & Job Market

Santa Cruz, CA

Median Household Income
$105,600
Per Capita Income
$60,200
Unemployment Rate
5.8%
Population
64,725
Top Industries
EducationTechnologyTourismAgricultureHealthcare

Syracuse, NY

Median Household Income
$73,300
Per Capita Income
$41,800
Unemployment Rate
4%
Population
148,458
Top Industries
HealthcareEducationManufacturingFinanceGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Santa Cruz, CA
2.6×income-to-rent ratio

61% of income left after rent (median)

Syracuse, NY
3.9×income-to-rent ratio

74% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.