CostIndexUSA

Santa Cruz, CA vs Winston-Salem, NC Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
Santa Cruz
109.9
overall index
$3,425/mo rent
More AffordableNC
Winston-Salem
92
overall index
$1,075/mo rent

Winston-Salem is significantly cheaper than Santa Cruz — 16.3% lower overall cost of living.

To match an $80,000 salary in Santa Cruz, you would need $67,000 in Winston-Salem. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing56.5%
Santa Cruz
164.3
Winston-Salem
71.4
🛒 Groceries8.2%
Santa Cruz
105.2
Winston-Salem
96.6
🚗 Transportation2.1%
Santa Cruz
105.3
Winston-Salem
103.1
🏥 Healthcare2.1%
Santa Cruz
95.3
Winston-Salem
93.3
Utilities42.1%
Santa Cruz
152.7
Winston-Salem
88.4

Salary Equivalency Calculator

Enter your current salary in Santa Cruz to see what you'd need to earn in Winston-Salem to maintain the same purchasing power.

$
Equivalent salary in Winston-Salem, NC
$67,000
$13,000 less needed in Winston-Salem

Formula: salary × (92 ÷ 109.9) = salary × 0.8371. Based on BEA Regional Price Parities.

Housing Market

Santa Cruz, CA

Median Home Price
$1,091,000
Median Monthly Rent
$3,425
Housing Index
164.3
Price-to-Rent Ratio
26.5×

Winston-Salem, NC

Median Home Price
$355,000
Median Monthly Rent
$1,075
Housing Index
71.4
Price-to-Rent Ratio
27.5×

Santa Cruz has 56.5% lower housing costs compared to Winston-Salem.

Income & Job Market

Santa Cruz, CA

Median Household Income
$105,600
Per Capita Income
$60,200
Unemployment Rate
5.8%
Population
64,725
Top Industries
EducationTechnologyTourismAgricultureHealthcare

Winston-Salem, NC

Median Household Income
$64,400
Per Capita Income
$36,700
Unemployment Rate
4.2%
Population
247,945
Top Industries
HealthcareManufacturingFinanceEducationGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Santa Cruz, CA
2.6×income-to-rent ratio

61% of income left after rent (median)

Winston-Salem, NC
5.0×income-to-rent ratio

80% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.