CostIndexUSA

Santa Cruz, CA vs Yonkers, NY Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableCA
Santa Cruz
109.9
overall index
$3,425/mo rent
NY
Yonkers
112.6
overall index
$3,225/mo rent

Santa Cruz is slightly cheaper than Yonkers — 2.5% lower overall cost of living.

To match an $80,000 salary in Santa Cruz, you would need $82,000 in Yonkers. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing9.6%
Santa Cruz
164.3
Yonkers
148.6
🛒 Groceries+4.8%
Santa Cruz
105.2
Yonkers
110.3
🚗 Transportation+5.5%
Santa Cruz
105.3
Yonkers
111.1
🏥 Healthcare+5.5%
Santa Cruz
95.3
Yonkers
100.5
Utilities16.8%
Santa Cruz
152.7
Yonkers
127

Salary Equivalency Calculator

Enter your current salary in Santa Cruz to see what you'd need to earn in Yonkers to maintain the same purchasing power.

$
Equivalent salary in Yonkers, NY
$82,000
$2,000 more needed in Yonkers

Formula: salary × (112.6 ÷ 109.9) = salary × 1.0246. Based on BEA Regional Price Parities.

Housing Market

Santa Cruz, CA

Median Home Price
$1,091,000
Median Monthly Rent
$3,425
Housing Index
164.3
Price-to-Rent Ratio
26.5×

Yonkers, NY

Median Home Price
$703,000
Median Monthly Rent
$3,225
Housing Index
148.6
Price-to-Rent Ratio
18.2×

Santa Cruz has 9.6% lower housing costs compared to Yonkers.

Income & Job Market

Santa Cruz, CA

Median Household Income
$105,600
Per Capita Income
$60,200
Unemployment Rate
5.8%
Population
64,725
Top Industries
EducationTechnologyTourismAgricultureHealthcare

Yonkers, NY

Median Household Income
$95,200
Per Capita Income
$54,300
Unemployment Rate
5.2%
Population
211,569
Top Industries
HealthcareFinanceRetailManufacturingEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Santa Cruz, CA
2.6×income-to-rent ratio

61% of income left after rent (median)

Yonkers, NY
2.5×income-to-rent ratio

59% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.