CostIndexUSA

South Bend, IN vs Washington, DC Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableIN
South Bend
92.9
overall index
$1,375/mo rent
DC
Washington
108.9
overall index
$2,325/mo rent

South Bend is significantly cheaper than Washington — 17.2% lower overall cost of living.

To match an $80,000 salary in South Bend, you would need $93,800 in Washington. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+102.5%
South Bend
74.6
Washington
151.1
🛒 Groceries+11.3%
South Bend
94.2
Washington
104.8
🚗 Transportation+3.1%
South Bend
104.2
Washington
107.4
🏥 Healthcare+3.1%
South Bend
94.3
Washington
97.2
Utilities+21.7%
South Bend
87.7
Washington
106.7

Salary Equivalency Calculator

Enter your current salary in South Bend to see what you'd need to earn in Washington to maintain the same purchasing power.

$
Equivalent salary in Washington, DC
$93,800
$13,800 more needed in Washington

Formula: salary × (108.9 ÷ 92.9) = salary × 1.1722. Based on BEA Regional Price Parities.

Housing Market

South Bend, IN

Median Home Price
$221,000
Median Monthly Rent
$1,375
Housing Index
74.6
Price-to-Rent Ratio
13.4×

Washington, DC

Median Home Price
$567,000
Median Monthly Rent
$2,325
Housing Index
151.1
Price-to-Rent Ratio
20.3×

Washington has 102.5% higher housing costs compared to South Bend.

Income & Job Market

South Bend, IN

Median Household Income
$65,800
Per Capita Income
$37,500
Unemployment Rate
4.7%
Population
103,453
Top Industries
HealthcareEducationManufacturingFinanceRetail

Washington, DC

Median Household Income
$121,500
Per Capita Income
$69,300
Unemployment Rate
4%
Population
689,545
Top Industries
GovernmentFinanceTechnologyHealthcareDefense

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

South Bend, IN
4.0×income-to-rent ratio

75% of income left after rent (median)

Washington, DC
4.4×income-to-rent ratio

77% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.