CostIndexUSA

St. Louis, MO vs Waterbury, CT Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableMO
St. Louis
95.1
overall index
$1,400/mo rent
CT
Waterbury
99.8
overall index
$1,325/mo rent

St. Louis is slightly cheaper than Waterbury — 4.9% lower overall cost of living.

To match an $80,000 salary in St. Louis, you would need $84,000 in Waterbury. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+12.8%
St. Louis
79
Waterbury
89.1
🛒 Groceries2.7%
St. Louis
100
Waterbury
97.3
🚗 Transportation+4.1%
St. Louis
103.6
Waterbury
107.8
🏥 Healthcare+4.1%
St. Louis
93.7
Waterbury
97.5
Utilities+111.2%
St. Louis
69.9
Waterbury
147.6

Salary Equivalency Calculator

Enter your current salary in St. Louis to see what you'd need to earn in Waterbury to maintain the same purchasing power.

$
Equivalent salary in Waterbury, CT
$84,000
$4,000 more needed in Waterbury

Formula: salary × (99.8 ÷ 95.1) = salary × 1.0494. Based on BEA Regional Price Parities.

Housing Market

St. Louis, MO

Median Home Price
$262,000
Median Monthly Rent
$1,400
Housing Index
79
Price-to-Rent Ratio
15.6×

Waterbury, CT

Median Home Price
$420,000
Median Monthly Rent
$1,325
Housing Index
89.1
Price-to-Rent Ratio
26.4×

Waterbury has 12.8% higher housing costs compared to St. Louis.

Income & Job Market

St. Louis, MO

Median Household Income
$78,200
Per Capita Income
$44,600
Unemployment Rate
3.6%
Population
319,294
Top Industries
HealthcareFinanceManufacturingTechnologyEducation

Waterbury, CT

Median Household Income
$81,300
Per Capita Income
$46,300
Unemployment Rate
5.3%
Population
114,403
Top Industries
HealthcareManufacturingFinanceEducationGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

St. Louis, MO
4.7×income-to-rent ratio

79% of income left after rent (median)

Waterbury, CT
5.1×income-to-rent ratio

80% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.