CostIndexUSA

Tampa, FL vs Waterbury, CT Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

FL
Tampa
100.9
overall index
$1,975/mo rent
More AffordableCT
Waterbury
99.8
overall index
$1,325/mo rent

Waterbury is slightly cheaper than Tampa — 1.1% lower overall cost of living.

To match an $80,000 salary in Tampa, you would need $79,100 in Waterbury. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing29.2%
Tampa
125.8
Waterbury
89.1
🛒 Groceries+1.9%
Tampa
95.5
Waterbury
97.3
🚗 Transportation+5.3%
Tampa
102.4
Waterbury
107.8
🏥 Healthcare+5.2%
Tampa
92.7
Waterbury
97.5
Utilities+66.8%
Tampa
88.5
Waterbury
147.6

Salary Equivalency Calculator

Enter your current salary in Tampa to see what you'd need to earn in Waterbury to maintain the same purchasing power.

$
Equivalent salary in Waterbury, CT
$79,100
$900 less needed in Waterbury

Formula: salary × (99.8 ÷ 100.9) = salary × 0.9891. Based on BEA Regional Price Parities.

Housing Market

Tampa, FL

Median Home Price
$352,000
Median Monthly Rent
$1,975
Housing Index
125.8
Price-to-Rent Ratio
14.9×

Waterbury, CT

Median Home Price
$420,000
Median Monthly Rent
$1,325
Housing Index
89.1
Price-to-Rent Ratio
26.4×

Tampa has 29.2% lower housing costs compared to Waterbury.

Income & Job Market

Tampa, FL

Median Household Income
$72,700
Per Capita Income
$41,400
Unemployment Rate
4.1%
Population
399,700
Top Industries
FinanceHealthcareTourismTechnologyLogistics

Waterbury, CT

Median Household Income
$81,300
Per Capita Income
$46,300
Unemployment Rate
5.3%
Population
114,403
Top Industries
HealthcareManufacturingFinanceEducationGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Tampa, FL
3.1×income-to-rent ratio

67% of income left after rent (median)

Waterbury, CT
5.1×income-to-rent ratio

80% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.