CostIndexUSA

Toledo, OH vs Worcester, MA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableOH
Toledo
91.5
overall index
$1,150/mo rent
MA
Worcester
102.5
overall index
$2,075/mo rent

Toledo is moderately cheaper than Worcester — 12.0% lower overall cost of living.

To match an $80,000 salary in Toledo, you would need $89,600 in Worcester. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+67.9%
Toledo
67.3
Worcester
113
🛒 Groceries+3.6%
Toledo
93.6
Worcester
97
🚗 Transportation+2.3%
Toledo
103.9
Worcester
106.3
🏥 Healthcare+2.2%
Toledo
94
Worcester
96.1
Utilities+61.2%
Toledo
96.3
Worcester
155.2

Salary Equivalency Calculator

Enter your current salary in Toledo to see what you'd need to earn in Worcester to maintain the same purchasing power.

$
Equivalent salary in Worcester, MA
$89,600
$9,600 more needed in Worcester

Formula: salary × (102.5 ÷ 91.5) = salary × 1.1202. Based on BEA Regional Price Parities.

Housing Market

Toledo, OH

Median Home Price
$190,000
Median Monthly Rent
$1,150
Housing Index
67.3
Price-to-Rent Ratio
13.8×

Worcester, MA

Median Home Price
$461,000
Median Monthly Rent
$2,075
Housing Index
113
Price-to-Rent Ratio
18.5×

Worcester has 67.9% higher housing costs compared to Toledo.

Income & Job Market

Toledo, OH

Median Household Income
$63,100
Per Capita Income
$36,000
Unemployment Rate
5.1%
Population
270,871
Top Industries
ManufacturingHealthcareGovernmentRetailEducation

Worcester, MA

Median Household Income
$94,100
Per Capita Income
$53,600
Unemployment Rate
4%
Population
206,518
Top Industries
HealthcareEducationManufacturingFinanceTechnology

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Toledo, OH
4.6×income-to-rent ratio

78% of income left after rent (median)

Worcester, MA
3.8×income-to-rent ratio

74% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.