CostIndexUSA

Atlantic City, NJ vs Merced, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

NJ
Atlantic City
98.9
overall index
$2,225/mo rent
More AffordableCA
Merced
98.3
overall index
$1,850/mo rent

Merced is slightly cheaper than Atlantic City — 0.6% lower overall cost of living.

To match an $80,000 salary in Atlantic City, you would need $79,500 in Merced. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing20.4%
Atlantic City
98.7
Merced
78.6
🛒 Groceries+5.4%
Atlantic City
99.8
Merced
105.2
🚗 Transportation+2.4%
Atlantic City
102.8
Merced
105.3
🏥 Healthcare+2.5%
Atlantic City
93
Merced
95.3
Utilities+45.0%
Atlantic City
109.2
Merced
158.3

Salary Equivalency Calculator

Enter your current salary in Atlantic City to see what you'd need to earn in Merced to maintain the same purchasing power.

$
Equivalent salary in Merced, CA
$79,500
$500 less needed in Merced

Formula: salary × (98.3 ÷ 98.9) = salary × 0.9939. Based on BEA Regional Price Parities.

Housing Market

Atlantic City, NJ

Median Home Price
$369,000
Median Monthly Rent
$2,225
Housing Index
98.7
Price-to-Rent Ratio
13.8×

Merced, CA

Median Home Price
$410,000
Median Monthly Rent
$1,850
Housing Index
78.6
Price-to-Rent Ratio
18.5×

Atlantic City has 20.4% lower housing costs compared to Merced.

Income & Job Market

Atlantic City, NJ

Median Household Income
$80,100
Per Capita Income
$45,700
Unemployment Rate
6%
Population
38,497
Top Industries
GamingTourismHealthcareHospitalityRetail

Merced, CA

Median Household Income
$57,600
Per Capita Income
$32,800
Unemployment Rate
9.2%
Population
86,333
Top Industries
AgricultureEducationHealthcareGovernmentLogistics

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Atlantic City, NJ
3.0×income-to-rent ratio

67% of income left after rent (median)

Merced, CA
2.6×income-to-rent ratio

61% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.