CostIndexUSA

Atlantic City, NJ vs Napa, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableNJ
Atlantic City
98.9
overall index
$2,225/mo rent
CA
Napa
112.6
overall index
$2,825/mo rent

Atlantic City is moderately cheaper than Napa — 13.9% lower overall cost of living.

To match an $80,000 salary in Atlantic City, you would need $91,100 in Napa. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+100.0%
Atlantic City
98.7
Napa
197.4
🛒 Groceries+5.4%
Atlantic City
99.8
Napa
105.2
🚗 Transportation+2.4%
Atlantic City
102.8
Napa
105.3
🏥 Healthcare+2.5%
Atlantic City
93
Napa
95.3
Utilities+43.3%
Atlantic City
109.2
Napa
156.5

Salary Equivalency Calculator

Enter your current salary in Atlantic City to see what you'd need to earn in Napa to maintain the same purchasing power.

$
Equivalent salary in Napa, CA
$91,100
$11,100 more needed in Napa

Formula: salary × (112.6 ÷ 98.9) = salary × 1.1385. Based on BEA Regional Price Parities.

Housing Market

Atlantic City, NJ

Median Home Price
$369,000
Median Monthly Rent
$2,225
Housing Index
98.7
Price-to-Rent Ratio
13.8×

Napa, CA

Median Home Price
$867,000
Median Monthly Rent
$2,825
Housing Index
197.4
Price-to-Rent Ratio
25.6×

Napa has 100.0% higher housing costs compared to Atlantic City.

Income & Job Market

Atlantic City, NJ

Median Household Income
$80,100
Per Capita Income
$45,700
Unemployment Rate
6%
Population
38,497
Top Industries
GamingTourismHealthcareHospitalityRetail

Napa, CA

Median Household Income
$104,700
Per Capita Income
$59,700
Unemployment Rate
3.7%
Population
79,426
Top Industries
WineTourismHealthcareAgricultureRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Atlantic City, NJ
3.0×income-to-rent ratio

67% of income left after rent (median)

Napa, CA
3.1×income-to-rent ratio

68% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.