CostIndexUSA

Bozeman, MT vs Napa, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableMT
Bozeman
102.5
overall index
$2,100/mo rent
CA
Napa
112.6
overall index
$2,825/mo rent

Bozeman is moderately cheaper than Napa — 9.9% lower overall cost of living.

To match an $80,000 salary in Bozeman, you would need $87,900 in Napa. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+41.8%
Bozeman
139.2
Napa
197.4
🛒 Groceries+9.6%
Bozeman
96
Napa
105.2
🚗 Transportation+1.5%
Bozeman
103.7
Napa
105.3
🏥 Healthcare+1.6%
Bozeman
93.8
Napa
95.3
Utilities+112.6%
Bozeman
73.6
Napa
156.5

Salary Equivalency Calculator

Enter your current salary in Bozeman to see what you'd need to earn in Napa to maintain the same purchasing power.

$
Equivalent salary in Napa, CA
$87,900
$7,900 more needed in Napa

Formula: salary × (112.6 ÷ 102.5) = salary × 1.0985. Based on BEA Regional Price Parities.

Housing Market

Bozeman, MT

Median Home Price
$678,000
Median Monthly Rent
$2,100
Housing Index
139.2
Price-to-Rent Ratio
26.9×

Napa, CA

Median Home Price
$867,000
Median Monthly Rent
$2,825
Housing Index
197.4
Price-to-Rent Ratio
25.6×

Napa has 41.8% higher housing costs compared to Bozeman.

Income & Job Market

Bozeman, MT

Median Household Income
$91,200
Per Capita Income
$52,000
Unemployment Rate
2.4%
Population
53,293
Top Industries
EducationTechnologyTourismHealthcareAgriculture

Napa, CA

Median Household Income
$104,700
Per Capita Income
$59,700
Unemployment Rate
3.7%
Population
79,426
Top Industries
WineTourismHealthcareAgricultureRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Bozeman, MT
3.6×income-to-rent ratio

72% of income left after rent (median)

Napa, CA
3.1×income-to-rent ratio

68% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.