CostIndexUSA

Chicago, IL vs Johnson City, TN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

IL
Chicago
103.6
overall index
$2,100/mo rent
More AffordableTN
Johnson City
87.9
overall index
$1,400/mo rent

Johnson City is significantly cheaper than Chicago — 15.2% lower overall cost of living.

To match an $80,000 salary in Chicago, you would need $67,900 in Johnson City. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing43.6%
Chicago
112
Johnson City
63.2
🛒 Groceries10.3%
Chicago
107.3
Johnson City
96.2
🚗 Transportation5.3%
Chicago
105.5
Johnson City
99.9
🏥 Healthcare5.3%
Chicago
95.5
Johnson City
90.4
Utilities14.0%
Chicago
83.6
Johnson City
71.9

Salary Equivalency Calculator

Enter your current salary in Chicago to see what you'd need to earn in Johnson City to maintain the same purchasing power.

$
Equivalent salary in Johnson City, TN
$67,900
$12,100 less needed in Johnson City

Formula: salary × (87.9 ÷ 103.6) = salary × 0.8485. Based on BEA Regional Price Parities.

Housing Market

Chicago, IL

Median Home Price
$334,000
Median Monthly Rent
$2,100
Housing Index
112
Price-to-Rent Ratio
13.3×

Johnson City, TN

Median Home Price
$270,000
Median Monthly Rent
$1,400
Housing Index
63.2
Price-to-Rent Ratio
16.1×

Chicago has 43.6% lower housing costs compared to Johnson City.

Income & Job Market

Chicago, IL

Median Household Income
$87,100
Per Capita Income
$49,600
Unemployment Rate
4.9%
Population
2,693,976
Top Industries
FinanceHealthcareManufacturingTechnologyRetail

Johnson City, TN

Median Household Income
$56,800
Per Capita Income
$32,400
Unemployment Rate
3.9%
Population
68,006
Top Industries
HealthcareEducationManufacturingRetailGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Chicago, IL
3.5×income-to-rent ratio

71% of income left after rent (median)

Johnson City, TN
3.4×income-to-rent ratio

70% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.