CostIndexUSA

Clarksville, TN vs Pensacola, FL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableTN
Clarksville
90.9
overall index
$1,350/mo rent
FL
Pensacola
97.7
overall index
$1,700/mo rent

Clarksville is moderately cheaper than Pensacola — 7.5% lower overall cost of living.

To match an $80,000 salary in Clarksville, you would need $86,000 in Pensacola. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+33.9%
Clarksville
73.8
Pensacola
98.8
🛒 Groceries≈ Equal
Clarksville
96.2
Pensacola
96.2
🚗 Transportation+3.5%
Clarksville
100.3
Pensacola
103.8
🏥 Healthcare+3.5%
Clarksville
90.7
Pensacola
93.9
Utilities+22.1%
Clarksville
72.5
Pensacola
88.5

Salary Equivalency Calculator

Enter your current salary in Clarksville to see what you'd need to earn in Pensacola to maintain the same purchasing power.

$
Equivalent salary in Pensacola, FL
$86,000
$6,000 more needed in Pensacola

Formula: salary × (97.7 ÷ 90.9) = salary × 1.0748. Based on BEA Regional Price Parities.

Housing Market

Clarksville, TN

Median Home Price
$289,000
Median Monthly Rent
$1,350
Housing Index
73.8
Price-to-Rent Ratio
17.8×

Pensacola, FL

Median Home Price
$300,000
Median Monthly Rent
$1,700
Housing Index
98.8
Price-to-Rent Ratio
14.7×

Pensacola has 33.9% higher housing costs compared to Clarksville.

Income & Job Market

Clarksville, TN

Median Household Income
$67,100
Per Capita Income
$38,200
Unemployment Rate
5.6%
Population
166,722
Top Industries
MilitaryHealthcareManufacturingRetailEducation

Pensacola, FL

Median Household Income
$78,300
Per Capita Income
$44,600
Unemployment Rate
4.5%
Population
53,831
Top Industries
MilitaryHealthcareTourismManufacturingRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Clarksville, TN
4.1×income-to-rent ratio

76% of income left after rent (median)

Pensacola, FL
3.8×income-to-rent ratio

74% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.