CostIndexUSA

Dayton, OH vs McAllen, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

OH
Dayton
92.7
overall index
$1,300/mo rent
More AffordableTX
McAllen
85.9
overall index
$1,100/mo rent

McAllen is moderately cheaper than Dayton — 7.3% lower overall cost of living.

To match an $80,000 salary in Dayton, you would need $74,100 in McAllen. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing23.1%
Dayton
72.7
McAllen
55.9
🛒 Groceries≈ Equal
Dayton
93.6
McAllen
93.8
🚗 Transportation2.7%
Dayton
103.9
McAllen
101.1
🏥 Healthcare2.8%
Dayton
94
McAllen
91.4
Utilities14.9%
Dayton
95.4
McAllen
81.2

Salary Equivalency Calculator

Enter your current salary in Dayton to see what you'd need to earn in McAllen to maintain the same purchasing power.

$
Equivalent salary in McAllen, TX
$74,100
$5,900 less needed in McAllen

Formula: salary × (85.9 ÷ 92.7) = salary × 0.9266. Based on BEA Regional Price Parities.

Housing Market

Dayton, OH

Median Home Price
$360,000
Median Monthly Rent
$1,300
Housing Index
72.7
Price-to-Rent Ratio
23.1×

McAllen, TX

Median Home Price
$188,000
Median Monthly Rent
$1,100
Housing Index
55.9
Price-to-Rent Ratio
14.2×

Dayton has 23.1% lower housing costs compared to McAllen.

Income & Job Market

Dayton, OH

Median Household Income
$67,100
Per Capita Income
$38,200
Unemployment Rate
4.5%
Population
137,630
Top Industries
ManufacturingHealthcareMilitaryEducationGovernment

McAllen, TX

Median Household Income
$53,700
Per Capita Income
$30,600
Unemployment Rate
5.6%
Population
142,212
Top Industries
International TradeHealthcareRetailGovernmentEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Dayton, OH
4.3×income-to-rent ratio

77% of income left after rent (median)

McAllen, TX
4.1×income-to-rent ratio

75% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.