CostIndexUSA

Iowa City, IA vs Pensacola, FL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableIA
Iowa City
91.5
overall index
$1,300/mo rent
FL
Pensacola
97.7
overall index
$1,700/mo rent

Iowa City is moderately cheaper than Pensacola — 6.8% lower overall cost of living.

To match an $80,000 salary in Iowa City, you would need $85,400 in Pensacola. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+17.6%
Iowa City
84
Pensacola
98.8
🛒 Groceries+2.7%
Iowa City
93.7
Pensacola
96.2
🚗 Transportation+6.4%
Iowa City
97.6
Pensacola
103.8
🏥 Healthcare+6.3%
Iowa City
88.3
Pensacola
93.9
Utilities+5.7%
Iowa City
83.7
Pensacola
88.5

Salary Equivalency Calculator

Enter your current salary in Iowa City to see what you'd need to earn in Pensacola to maintain the same purchasing power.

$
Equivalent salary in Pensacola, FL
$85,400
$5,400 more needed in Pensacola

Formula: salary × (97.7 ÷ 91.5) = salary × 1.0678. Based on BEA Regional Price Parities.

Housing Market

Iowa City, IA

Median Home Price
$287,000
Median Monthly Rent
$1,300
Housing Index
84
Price-to-Rent Ratio
18.4×

Pensacola, FL

Median Home Price
$300,000
Median Monthly Rent
$1,700
Housing Index
98.8
Price-to-Rent Ratio
14.7×

Pensacola has 17.6% higher housing costs compared to Iowa City.

Income & Job Market

Iowa City, IA

Median Household Income
$71,900
Per Capita Income
$41,000
Unemployment Rate
2.3%
Population
74,398
Top Industries
EducationHealthcareTechnologyResearchGovernment

Pensacola, FL

Median Household Income
$78,300
Per Capita Income
$44,600
Unemployment Rate
4.5%
Population
53,831
Top Industries
MilitaryHealthcareTourismManufacturingRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Iowa City, IA
4.6×income-to-rent ratio

78% of income left after rent (median)

Pensacola, FL
3.8×income-to-rent ratio

74% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.