CostIndexUSA

Laredo, TX vs Pensacola, FL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableTX
Laredo
87
overall index
$1,275/mo rent
FL
Pensacola
97.7
overall index
$1,700/mo rent

Laredo is moderately cheaper than Pensacola — 12.3% lower overall cost of living.

To match an $80,000 salary in Laredo, you would need $89,800 in Pensacola. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+65.5%
Laredo
59.7
Pensacola
98.8
🛒 Groceries+2.6%
Laredo
93.8
Pensacola
96.2
🚗 Transportation+2.7%
Laredo
101.1
Pensacola
103.8
🏥 Healthcare+2.7%
Laredo
91.4
Pensacola
93.9
Utilities+9.8%
Laredo
80.6
Pensacola
88.5

Salary Equivalency Calculator

Enter your current salary in Laredo to see what you'd need to earn in Pensacola to maintain the same purchasing power.

$
Equivalent salary in Pensacola, FL
$89,800
$9,800 more needed in Pensacola

Formula: salary × (97.7 ÷ 87) = salary × 1.1230. Based on BEA Regional Price Parities.

Housing Market

Laredo, TX

Median Home Price
$213,000
Median Monthly Rent
$1,275
Housing Index
59.7
Price-to-Rent Ratio
13.9×

Pensacola, FL

Median Home Price
$300,000
Median Monthly Rent
$1,700
Housing Index
98.8
Price-to-Rent Ratio
14.7×

Pensacola has 65.5% higher housing costs compared to Laredo.

Income & Job Market

Laredo, TX

Median Household Income
$60,200
Per Capita Income
$34,300
Unemployment Rate
4.5%
Population
261,639
Top Industries
International TradeHealthcareGovernmentRetailManufacturing

Pensacola, FL

Median Household Income
$78,300
Per Capita Income
$44,600
Unemployment Rate
4.5%
Population
53,831
Top Industries
MilitaryHealthcareTourismManufacturingRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Laredo, TX
3.9×income-to-rent ratio

75% of income left after rent (median)

Pensacola, FL
3.8×income-to-rent ratio

74% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.