CostIndexUSA

Lincoln, NE vs Pensacola, FL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableNE
Lincoln
91.6
overall index
$1,275/mo rent
FL
Pensacola
97.7
overall index
$1,700/mo rent

Lincoln is moderately cheaper than Pensacola — 6.7% lower overall cost of living.

To match an $80,000 salary in Lincoln, you would need $85,300 in Pensacola. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+17.3%
Lincoln
84.2
Pensacola
98.8
🛒 Groceries+2.2%
Lincoln
94.1
Pensacola
96.2
🚗 Transportation+6.4%
Lincoln
97.6
Pensacola
103.8
🏥 Healthcare+6.3%
Lincoln
88.3
Pensacola
93.9
Utilities+15.2%
Lincoln
76.8
Pensacola
88.5

Salary Equivalency Calculator

Enter your current salary in Lincoln to see what you'd need to earn in Pensacola to maintain the same purchasing power.

$
Equivalent salary in Pensacola, FL
$85,300
$5,300 more needed in Pensacola

Formula: salary × (97.7 ÷ 91.6) = salary × 1.0666. Based on BEA Regional Price Parities.

Housing Market

Lincoln, NE

Median Home Price
$289,000
Median Monthly Rent
$1,275
Housing Index
84.2
Price-to-Rent Ratio
18.9×

Pensacola, FL

Median Home Price
$300,000
Median Monthly Rent
$1,700
Housing Index
98.8
Price-to-Rent Ratio
14.7×

Pensacola has 17.3% higher housing costs compared to Lincoln.

Income & Job Market

Lincoln, NE

Median Household Income
$71,200
Per Capita Income
$40,600
Unemployment Rate
2.7%
Population
289,102
Top Industries
EducationHealthcareGovernmentFinanceManufacturing

Pensacola, FL

Median Household Income
$78,300
Per Capita Income
$44,600
Unemployment Rate
4.5%
Population
53,831
Top Industries
MilitaryHealthcareTourismManufacturingRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Lincoln, NE
4.7×income-to-rent ratio

79% of income left after rent (median)

Pensacola, FL
3.8×income-to-rent ratio

74% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.