CostIndexUSA

Lynchburg, VA vs Pensacola, FL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableVA
Lynchburg
89.4
overall index
$1,300/mo rent
FL
Pensacola
97.7
overall index
$1,700/mo rent

Lynchburg is moderately cheaper than Pensacola — 9.3% lower overall cost of living.

To match an $80,000 salary in Lynchburg, you would need $87,400 in Pensacola. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+54.6%
Lynchburg
63.9
Pensacola
98.8
🛒 Groceries0.6%
Lynchburg
96.8
Pensacola
96.2
🚗 Transportation≈ Equal
Lynchburg
103.5
Pensacola
103.8
🏥 Healthcare≈ Equal
Lynchburg
93.7
Pensacola
93.9
Utilities+0.8%
Lynchburg
87.8
Pensacola
88.5

Salary Equivalency Calculator

Enter your current salary in Lynchburg to see what you'd need to earn in Pensacola to maintain the same purchasing power.

$
Equivalent salary in Pensacola, FL
$87,400
$7,400 more needed in Pensacola

Formula: salary × (97.7 ÷ 89.4) = salary × 1.0928. Based on BEA Regional Price Parities.

Housing Market

Lynchburg, VA

Median Home Price
$277,000
Median Monthly Rent
$1,300
Housing Index
63.9
Price-to-Rent Ratio
17.8×

Pensacola, FL

Median Home Price
$300,000
Median Monthly Rent
$1,700
Housing Index
98.8
Price-to-Rent Ratio
14.7×

Pensacola has 54.6% higher housing costs compared to Lynchburg.

Income & Job Market

Lynchburg, VA

Median Household Income
$67,100
Per Capita Income
$38,200
Unemployment Rate
2.9%
Population
82,168
Top Industries
HealthcareEducationManufacturingRetailGovernment

Pensacola, FL

Median Household Income
$78,300
Per Capita Income
$44,600
Unemployment Rate
4.5%
Population
53,831
Top Industries
MilitaryHealthcareTourismManufacturingRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Lynchburg, VA
4.3×income-to-rent ratio

77% of income left after rent (median)

Pensacola, FL
3.8×income-to-rent ratio

74% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.