CostIndexUSA

McAllen, TX vs Toledo, OH Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableTX
McAllen
85.9
overall index
$1,100/mo rent
OH
Toledo
91.5
overall index
$1,150/mo rent

McAllen is moderately cheaper than Toledo — 6.5% lower overall cost of living.

To match an $80,000 salary in McAllen, you would need $85,200 in Toledo. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+20.4%
McAllen
55.9
Toledo
67.3
🛒 Groceries≈ Equal
McAllen
93.8
Toledo
93.6
🚗 Transportation+2.8%
McAllen
101.1
Toledo
103.9
🏥 Healthcare+2.8%
McAllen
91.4
Toledo
94
Utilities+18.6%
McAllen
81.2
Toledo
96.3

Salary Equivalency Calculator

Enter your current salary in McAllen to see what you'd need to earn in Toledo to maintain the same purchasing power.

$
Equivalent salary in Toledo, OH
$85,200
$5,200 more needed in Toledo

Formula: salary × (91.5 ÷ 85.9) = salary × 1.0652. Based on BEA Regional Price Parities.

Housing Market

McAllen, TX

Median Home Price
$188,000
Median Monthly Rent
$1,100
Housing Index
55.9
Price-to-Rent Ratio
14.2×

Toledo, OH

Median Home Price
$190,000
Median Monthly Rent
$1,150
Housing Index
67.3
Price-to-Rent Ratio
13.8×

Toledo has 20.4% higher housing costs compared to McAllen.

Income & Job Market

McAllen, TX

Median Household Income
$53,700
Per Capita Income
$30,600
Unemployment Rate
5.6%
Population
142,212
Top Industries
International TradeHealthcareRetailGovernmentEducation

Toledo, OH

Median Household Income
$63,100
Per Capita Income
$36,000
Unemployment Rate
5.1%
Population
270,871
Top Industries
ManufacturingHealthcareGovernmentRetailEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

McAllen, TX
4.1×income-to-rent ratio

75% of income left after rent (median)

Toledo, OH
4.6×income-to-rent ratio

78% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.