CostIndexUSA

Midland, TX vs Pensacola, FL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableTX
Midland
95.8
overall index
$1,575/mo rent
FL
Pensacola
97.7
overall index
$1,700/mo rent

Midland is slightly cheaper than Pensacola — 2.0% lower overall cost of living.

To match an $80,000 salary in Midland, you would need $81,600 in Pensacola. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing2.7%
Midland
101.5
Pensacola
98.8
🛒 Groceries+2.6%
Midland
93.8
Pensacola
96.2
🚗 Transportation+2.7%
Midland
101.1
Pensacola
103.8
🏥 Healthcare+2.7%
Midland
91.4
Pensacola
93.9
Utilities+6.4%
Midland
83.2
Pensacola
88.5

Salary Equivalency Calculator

Enter your current salary in Midland to see what you'd need to earn in Pensacola to maintain the same purchasing power.

$
Equivalent salary in Pensacola, FL
$81,600
$1,600 more needed in Pensacola

Formula: salary × (97.7 ÷ 95.8) = salary × 1.0198. Based on BEA Regional Price Parities.

Housing Market

Midland, TX

Median Home Price
$320,000
Median Monthly Rent
$1,575
Housing Index
101.5
Price-to-Rent Ratio
16.9×

Pensacola, FL

Median Home Price
$300,000
Median Monthly Rent
$1,700
Housing Index
98.8
Price-to-Rent Ratio
14.7×

Midland has 2.7% lower housing costs compared to Pensacola.

Income & Job Market

Midland, TX

Median Household Income
$92,900
Per Capita Income
$53,000
Unemployment Rate
2.2%
Population
132,950
Top Industries
EnergyOil & GasHealthcareManufacturingFinance

Pensacola, FL

Median Household Income
$78,300
Per Capita Income
$44,600
Unemployment Rate
4.5%
Population
53,831
Top Industries
MilitaryHealthcareTourismManufacturingRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Midland, TX
4.9×income-to-rent ratio

80% of income left after rent (median)

Pensacola, FL
3.8×income-to-rent ratio

74% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.