CostIndexUSA

Napa, CA vs Ocala, FL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
Napa
112.6
overall index
$2,825/mo rent
More AffordableFL
Ocala
95.2
overall index
$1,600/mo rent

Ocala is significantly cheaper than Napa — 15.5% lower overall cost of living.

To match an $80,000 salary in Napa, you would need $67,600 in Ocala. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing56.3%
Napa
197.4
Ocala
86.2
🛒 Groceries8.6%
Napa
105.2
Ocala
96.2
🚗 Transportation1.4%
Napa
105.3
Ocala
103.8
🏥 Healthcare1.5%
Napa
95.3
Ocala
93.9
Utilities44.3%
Napa
156.5
Ocala
87.1

Salary Equivalency Calculator

Enter your current salary in Napa to see what you'd need to earn in Ocala to maintain the same purchasing power.

$
Equivalent salary in Ocala, FL
$67,600
$12,400 less needed in Ocala

Formula: salary × (95.2 ÷ 112.6) = salary × 0.8455. Based on BEA Regional Price Parities.

Housing Market

Napa, CA

Median Home Price
$867,000
Median Monthly Rent
$2,825
Housing Index
197.4
Price-to-Rent Ratio
25.6×

Ocala, FL

Median Home Price
$271,000
Median Monthly Rent
$1,600
Housing Index
86.2
Price-to-Rent Ratio
14.1×

Napa has 56.3% lower housing costs compared to Ocala.

Income & Job Market

Napa, CA

Median Household Income
$104,700
Per Capita Income
$59,700
Unemployment Rate
3.7%
Population
79,426
Top Industries
WineTourismHealthcareAgricultureRetail

Ocala, FL

Median Household Income
$58,600
Per Capita Income
$33,400
Unemployment Rate
5.1%
Population
63,591
Top Industries
HealthcareEquestrianManufacturingRetailAgriculture

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Napa, CA
3.1×income-to-rent ratio

68% of income left after rent (median)

Ocala, FL
3.1×income-to-rent ratio

67% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.