CostIndexUSA

Ocala, FL vs Toledo, OH Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

FL
Ocala
95.2
overall index
$1,600/mo rent
More AffordableOH
Toledo
91.5
overall index
$1,150/mo rent

Toledo is slightly cheaper than Ocala — 3.9% lower overall cost of living.

To match an $80,000 salary in Ocala, you would need $76,900 in Toledo. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing21.9%
Ocala
86.2
Toledo
67.3
🛒 Groceries2.7%
Ocala
96.2
Toledo
93.6
🚗 Transportation≈ Equal
Ocala
103.8
Toledo
103.9
🏥 Healthcare≈ Equal
Ocala
93.9
Toledo
94
Utilities+10.6%
Ocala
87.1
Toledo
96.3

Salary Equivalency Calculator

Enter your current salary in Ocala to see what you'd need to earn in Toledo to maintain the same purchasing power.

$
Equivalent salary in Toledo, OH
$76,900
$3,100 less needed in Toledo

Formula: salary × (91.5 ÷ 95.2) = salary × 0.9611. Based on BEA Regional Price Parities.

Housing Market

Ocala, FL

Median Home Price
$271,000
Median Monthly Rent
$1,600
Housing Index
86.2
Price-to-Rent Ratio
14.1×

Toledo, OH

Median Home Price
$190,000
Median Monthly Rent
$1,150
Housing Index
67.3
Price-to-Rent Ratio
13.8×

Ocala has 21.9% lower housing costs compared to Toledo.

Income & Job Market

Ocala, FL

Median Household Income
$58,600
Per Capita Income
$33,400
Unemployment Rate
5.1%
Population
63,591
Top Industries
HealthcareEquestrianManufacturingRetailAgriculture

Toledo, OH

Median Household Income
$63,100
Per Capita Income
$36,000
Unemployment Rate
5.1%
Population
270,871
Top Industries
ManufacturingHealthcareGovernmentRetailEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Ocala, FL
3.1×income-to-rent ratio

67% of income left after rent (median)

Toledo, OH
4.6×income-to-rent ratio

78% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.