CostIndexUSA

Pensacola, FL vs Scottsdale, AZ Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableFL
Pensacola
97.7
overall index
$1,700/mo rent
AZ
Scottsdale
103.3
overall index
$1,725/mo rent

Pensacola is moderately cheaper than Scottsdale — 5.7% lower overall cost of living.

To match an $80,000 salary in Pensacola, you would need $84,600 in Scottsdale. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+22.7%
Pensacola
98.8
Scottsdale
121.2
🛒 Groceries1.2%
Pensacola
96.2
Scottsdale
95
🚗 Transportation+5.2%
Pensacola
103.8
Scottsdale
109.2
🏥 Healthcare+5.2%
Pensacola
93.9
Scottsdale
98.8
Utilities+5.4%
Pensacola
88.5
Scottsdale
93.3

Salary Equivalency Calculator

Enter your current salary in Pensacola to see what you'd need to earn in Scottsdale to maintain the same purchasing power.

$
Equivalent salary in Scottsdale, AZ
$84,600
$4,600 more needed in Scottsdale

Formula: salary × (103.3 ÷ 97.7) = salary × 1.0573. Based on BEA Regional Price Parities.

Housing Market

Pensacola, FL

Median Home Price
$300,000
Median Monthly Rent
$1,700
Housing Index
98.8
Price-to-Rent Ratio
14.7×

Scottsdale, AZ

Median Home Price
$442,000
Median Monthly Rent
$1,725
Housing Index
121.2
Price-to-Rent Ratio
21.4×

Scottsdale has 22.7% higher housing costs compared to Pensacola.

Income & Job Market

Pensacola, FL

Median Household Income
$78,300
Per Capita Income
$44,600
Unemployment Rate
4.5%
Population
53,831
Top Industries
MilitaryHealthcareTourismManufacturingRetail

Scottsdale, AZ

Median Household Income
$85,700
Per Capita Income
$48,800
Unemployment Rate
3.8%
Population
258,069
Top Industries
HealthcareTourismTechnologyFinanceReal Estate

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Pensacola, FL
3.8×income-to-rent ratio

74% of income left after rent (median)

Scottsdale, AZ
4.1×income-to-rent ratio

76% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.