CostIndexUSA

Johnson City, TN vs Ocala, FL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableTN
Johnson City
87.9
overall index
$1,400/mo rent
FL
Ocala
95.2
overall index
$1,600/mo rent

Johnson City is moderately cheaper than Ocala — 8.3% lower overall cost of living.

To match an $80,000 salary in Johnson City, you would need $86,600 in Ocala. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+36.4%
Johnson City
63.2
Ocala
86.2
🛒 Groceries≈ Equal
Johnson City
96.2
Ocala
96.2
🚗 Transportation+3.9%
Johnson City
99.9
Ocala
103.8
🏥 Healthcare+3.9%
Johnson City
90.4
Ocala
93.9
Utilities+21.1%
Johnson City
71.9
Ocala
87.1

Salary Equivalency Calculator

Enter your current salary in Johnson City to see what you'd need to earn in Ocala to maintain the same purchasing power.

$
Equivalent salary in Ocala, FL
$86,600
$6,600 more needed in Ocala

Formula: salary × (95.2 ÷ 87.9) = salary × 1.0830. Based on BEA Regional Price Parities.

Housing Market

Johnson City, TN

Median Home Price
$270,000
Median Monthly Rent
$1,400
Housing Index
63.2
Price-to-Rent Ratio
16.1×

Ocala, FL

Median Home Price
$271,000
Median Monthly Rent
$1,600
Housing Index
86.2
Price-to-Rent Ratio
14.1×

Ocala has 36.4% higher housing costs compared to Johnson City.

Income & Job Market

Johnson City, TN

Median Household Income
$56,800
Per Capita Income
$32,400
Unemployment Rate
3.9%
Population
68,006
Top Industries
HealthcareEducationManufacturingRetailGovernment

Ocala, FL

Median Household Income
$58,600
Per Capita Income
$33,400
Unemployment Rate
5.1%
Population
63,591
Top Industries
HealthcareEquestrianManufacturingRetailAgriculture

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Johnson City, TN
3.4×income-to-rent ratio

70% of income left after rent (median)

Ocala, FL
3.1×income-to-rent ratio

67% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.