CostIndexUSA

Johnson City, TN vs Santa Cruz, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableTN
Johnson City
87.9
overall index
$1,400/mo rent
CA
Santa Cruz
109.9
overall index
$3,425/mo rent

Johnson City is significantly cheaper than Santa Cruz — 25.0% lower overall cost of living.

To match an $80,000 salary in Johnson City, you would need $100,000 in Santa Cruz. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+160.0%
Johnson City
63.2
Santa Cruz
164.3
🛒 Groceries+9.4%
Johnson City
96.2
Santa Cruz
105.2
🚗 Transportation+5.4%
Johnson City
99.9
Santa Cruz
105.3
🏥 Healthcare+5.4%
Johnson City
90.4
Santa Cruz
95.3
Utilities+112.4%
Johnson City
71.9
Santa Cruz
152.7

Salary Equivalency Calculator

Enter your current salary in Johnson City to see what you'd need to earn in Santa Cruz to maintain the same purchasing power.

$
Equivalent salary in Santa Cruz, CA
$100,000
$20,000 more needed in Santa Cruz

Formula: salary × (109.9 ÷ 87.9) = salary × 1.2503. Based on BEA Regional Price Parities.

Housing Market

Johnson City, TN

Median Home Price
$270,000
Median Monthly Rent
$1,400
Housing Index
63.2
Price-to-Rent Ratio
16.1×

Santa Cruz, CA

Median Home Price
$1,091,000
Median Monthly Rent
$3,425
Housing Index
164.3
Price-to-Rent Ratio
26.5×

Santa Cruz has 160.0% higher housing costs compared to Johnson City.

Income & Job Market

Johnson City, TN

Median Household Income
$56,800
Per Capita Income
$32,400
Unemployment Rate
3.9%
Population
68,006
Top Industries
HealthcareEducationManufacturingRetailGovernment

Santa Cruz, CA

Median Household Income
$105,600
Per Capita Income
$60,200
Unemployment Rate
5.8%
Population
64,725
Top Industries
EducationTechnologyTourismAgricultureHealthcare

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Johnson City, TN
3.4×income-to-rent ratio

70% of income left after rent (median)

Santa Cruz, CA
2.6×income-to-rent ratio

61% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.