CostIndexUSA

Pensacola, FL vs Santa Rosa, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableFL
Pensacola
97.7
overall index
$1,700/mo rent
CA
Santa Rosa
107.8
overall index
$2,600/mo rent

Pensacola is moderately cheaper than Santa Rosa — 10.3% lower overall cost of living.

To match an $80,000 salary in Pensacola, you would need $88,300 in Santa Rosa. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+41.3%
Pensacola
98.8
Santa Rosa
139.6
🛒 Groceries+9.4%
Pensacola
96.2
Santa Rosa
105.2
🚗 Transportation+1.4%
Pensacola
103.8
Santa Rosa
105.3
🏥 Healthcare+1.5%
Pensacola
93.9
Santa Rosa
95.3
Utilities+74.9%
Pensacola
88.5
Santa Rosa
154.8

Salary Equivalency Calculator

Enter your current salary in Pensacola to see what you'd need to earn in Santa Rosa to maintain the same purchasing power.

$
Equivalent salary in Santa Rosa, CA
$88,300
$8,300 more needed in Santa Rosa

Formula: salary × (107.8 ÷ 97.7) = salary × 1.1034. Based on BEA Regional Price Parities.

Housing Market

Pensacola, FL

Median Home Price
$300,000
Median Monthly Rent
$1,700
Housing Index
98.8
Price-to-Rent Ratio
14.7×

Santa Rosa, CA

Median Home Price
$770,000
Median Monthly Rent
$2,600
Housing Index
139.6
Price-to-Rent Ratio
24.7×

Santa Rosa has 41.3% higher housing costs compared to Pensacola.

Income & Job Market

Pensacola, FL

Median Household Income
$78,300
Per Capita Income
$44,600
Unemployment Rate
4.5%
Population
53,831
Top Industries
MilitaryHealthcareTourismManufacturingRetail

Santa Rosa, CA

Median Household Income
$100,700
Per Capita Income
$57,400
Unemployment Rate
4%
Population
178,127
Top Industries
HealthcareAgricultureTourismTechnologyRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Pensacola, FL
3.8×income-to-rent ratio

74% of income left after rent (median)

Santa Rosa, CA
3.2×income-to-rent ratio

69% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.