CostIndexUSA

Johnson City, TN vs Pensacola, FL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableTN
Johnson City
87.9
overall index
$1,400/mo rent
FL
Pensacola
97.7
overall index
$1,700/mo rent

Johnson City is moderately cheaper than Pensacola — 11.1% lower overall cost of living.

To match an $80,000 salary in Johnson City, you would need $88,900 in Pensacola. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+56.3%
Johnson City
63.2
Pensacola
98.8
🛒 Groceries≈ Equal
Johnson City
96.2
Pensacola
96.2
🚗 Transportation+3.9%
Johnson City
99.9
Pensacola
103.8
🏥 Healthcare+3.9%
Johnson City
90.4
Pensacola
93.9
Utilities+23.1%
Johnson City
71.9
Pensacola
88.5

Salary Equivalency Calculator

Enter your current salary in Johnson City to see what you'd need to earn in Pensacola to maintain the same purchasing power.

$
Equivalent salary in Pensacola, FL
$88,900
$8,900 more needed in Pensacola

Formula: salary × (97.7 ÷ 87.9) = salary × 1.1115. Based on BEA Regional Price Parities.

Housing Market

Johnson City, TN

Median Home Price
$270,000
Median Monthly Rent
$1,400
Housing Index
63.2
Price-to-Rent Ratio
16.1×

Pensacola, FL

Median Home Price
$300,000
Median Monthly Rent
$1,700
Housing Index
98.8
Price-to-Rent Ratio
14.7×

Pensacola has 56.3% higher housing costs compared to Johnson City.

Income & Job Market

Johnson City, TN

Median Household Income
$56,800
Per Capita Income
$32,400
Unemployment Rate
3.9%
Population
68,006
Top Industries
HealthcareEducationManufacturingRetailGovernment

Pensacola, FL

Median Household Income
$78,300
Per Capita Income
$44,600
Unemployment Rate
4.5%
Population
53,831
Top Industries
MilitaryHealthcareTourismManufacturingRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Johnson City, TN
3.4×income-to-rent ratio

70% of income left after rent (median)

Pensacola, FL
3.8×income-to-rent ratio

74% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.